Why You Need Title Insurance

20 Important Reasons Why You Need Owner’s Title Insurance

Owner’s title insurance protects your right to your home. By searching, clearing and insuring the title to your home before you buy it, your owner’s title policy offers protection for your property rights for as long as you and your heirs own your home. 
  1. Forgery
  2. Fraud in the execution of documents
  3. False impersonation by someone purporting to be the owner of the property
  4. Errors in surveys
  5. Undisclosed or missing heirs
  6. Wills not properly probated
  7. Misinterpretation of wills and trusts
  8. Mental incompetence of a grantor of a deed
  9. Transfer of title by a minor
  10. Heirs born after the execution of a will
  11. Incorrect legal descriptions
  12. Non-delivery of deeds
  13. Unsatisfied claims not shown on the record
  14. Deeds executed under expired or false powers of attorney
  15. Confusion due to similar or identical names
  16. Dower or courtesy rights of spouses of former owners
  17. Incorrect indexing of the land records
  18. Clerical errors in recording legal documents
  19. Delivery of deeds after the death of the Grantor
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